2015 Galleries

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Galleries // 2015 Spark:Cause // LoanGifting


Winner - Gold

Competition: Spark:Cause
Designer: Ravi Sawhney & RKS Design Team
Design Type:
Company / Organization / School: RKS
Website: http://www.rksdesign.com

LoangGifting is a web platform enabling students and graduates to crowdfund their educations by receiving gifts of loan repayment. LoanGifting offers a solution to the 40 million graduates suffering from student debt and distresses that come with it. Approximately 70% of bachelors degree graduates are burdened by student debt and a massive $1.25 Trillion, that has tripled in the last 5 years, with no end in sight, is owed in student loans. These loans cannot be escaped, even through bankruptcy. By helping people with student debt to build profiles and mentoring them on reaching out to their communities (family, friends, associates, and the public if they wish), they can live fuller lives by being debt free so much earlier than they could have otherwise. Everyone is worried about this National Debt crisis and how it can affect everyone in the country. Supporters love that by paying principal and avoiding future interest, the benefit of a gift is magnified and a gift that costs Grandma $100 can provide a $150 to $250 benefit. They also appreciate that gifts go directly and uninterrupted through LoanGifting to the bank so they need not worry the money was diverted for pizza and beer.